• OneDigital has acquired Integrity First Insurance. Learn more.
Click to Call
Integrity First, A OneDigital Company

4275 S Broadway
Englewood, CO 80113

Get Directions
Colorado Insurance Blog

Wondering If Homeowners Insurance Is A Smart Investment? What to Know

Exploring Homeowners Insurance: A Necessity or an Option?

For some prospective homeowners, insurance is a mandatory requirement. For others, it’s an option. If you’re not obligated to get homeowners insurance and you’re weighing the pros and cons, the team at Integrity First Insurance in Colorado is here to guide you through the maze. We’re always willing and ready to answer your questions about homeowners insurance, enabling you to make an informed decision for your forthcoming home purchase.

The Perks of Homeowners Insurance

Securing homeowners insurance offers a multitude of benefits. Key benefits of homeowners insurance include:

  • Financial protection and minimized risk: Should your home sustain damage during a covered event, your homeowner’s insurance may help finance the necessary repairs.
  • Easy recovery after tragedy strikes: Because it offers financial aid during recovery from a disaster, homeowners insurance can simplify the repair process. Regrettably, uninsured homeowners may struggle to foot repair costs themselves, potentially delaying recovery.

When is Homeowners Insurance Mandated?

Typically, most lenders necessitate homeowners insurance when purchasing a home. If you’re considering financing your home purchase through a mortgage, you may not have the luxury of opting out of a homeowners insurance policy. Fortunately, the team at Integrity First Insurance in Colorado is here to help.

We provide an array of insurance products through a plethora of carriers. We can help clarify any confusion you may have about homeowners insurance. If you’re uncertain about whether homeowners insurance is the right fit for you, we can assist in exploring different policies to find one that suits your budget and offers sufficient property protection. Get in touch today!

Connect With Us

for all your insurance needs!


Partner Carriers

  • American Modern
  • ASI
  • Auto-Owners
  • Central Insurance Companies
  • Chubb
  • Dairyland Auto Cycle Insurance
  • Dundee Mutual
  • Encompass
  • FIGO
  • Foremost
  • Grinnell Mutual
  • Hagerty
  • Halstad
  • Liberty Mutual
  • MetLife
  • Midland National
  • Nationwide
  • Philadelphia Insurance Companies
  • Progressive
  • Safeco
  • Travelers

Servicing these States

  • Colorado
  • North Dakota
  • Minnesota

Latest News

Follow by Email