Some of the most common questions I hear are: Do I really need Uninsured Motorist coverage? Isn’t that why I have health insurance? For me, the answer is simple. Yes, you do need it.
Hopefully you’ll never have to use it, but I wouldn’t take that risk. Sure, your health insurance may cover some of the costs if you’re injured in an accident. But you’ll still have out-of-pocket expenses.
Picture this:
You’re driving home from work and another driver runs a red light and smashes into your car. You’re taken to the hospital by ambulance where you undergo surgery for your lacerated liver and internal bleeding. Luckily, you’re alive and will make a full recovery.
Unfortunately, you’ll be in the hospital for a week and out of work for 3 weeks while you recover from your injuries.
Now what?
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