Integrity First Insurance Blog

What risks come with the excessive snow in North Dakota and Minnesota?

on Mar 8, 2019 1:48:34 PM By | Alexa Eudis | 0 Comments | Minnesota home damage from snow winterize North Dakota
Winter Risks With all of the snow North Dakota and Minnesota have gotten this winter, there are some unique risks that can arise. From ice dams and excessive snow on the roof, to springtime flooding, there are many things that can happen to damage your home.  There are certain precautions you can take to prevent unnecessary damage. While there are some things that you cannot prevent, you can at least make sure you have the insurance protection you need to avoid financial hardship in the case that unavoidable damage occurs.
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Will my insurance cover me if I drive for Uber or Lyft?

on Feb 25, 2019 5:06:48 PM By | Alexa Eudis | 0 Comments | Insurance for Lyft Uber Lyft Insurance for Uber
Driving for Uber or Lyft is a great way to make a little extra money, especially since there are very few limitations regarding the vehicles and drivers that are eligible to drive for those companies. Although both companies do require that you have your own insurance on your vehicle, many people don’t really know when their insurance stops covering them and when Uber or Lyft’s insurance starts covering them.
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How does homeowners insurance work in Colorado?

Dwelling value vs. market value: What are you insuring? With home values steadily rising in Colorado in recent years, we have gotten many questions about why the dwelling limit listed on the homeowners insurance is lower than the market value of the home. Many homeowners are concerned that their home is underinsured since they could sell it for more than what the dwelling is insured for. With spring coming up and the real estate market starting to pick up again, it might be a good time to explain what home buyers are actually insuring.
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5 reasons why insurance rates are going up in Colorado

Those of us lucky enough to live in the beautiful Centennial State know that the cost of living has been steadily rising the past few years. According to a Forbes article published in October 2018, the required income to live comfortably increased by 35.61% for Colorado Springs and 23.98% for Denver between 2017 and 2018. On a list of 20 cities with the most significant cost of living increase over that year, Colorado Springs came in at #1 and Denver was #16.
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Why does Colorado have so many personal injury commercials?

If you live in Colorado and watch TV or listen to the radio, chances are you have seen or heard a commercial from a personal injury attorney. These are the commercials that talk about hiring a lawyer if you were in a car accident, and frequently give examples of how much they got for their clients: “I called (name of law firm) and they got me $700,000!” Since those commercials seem to be on every 10-15 minutes, if you get in an accident and you are deemed at-fault, there is a strong chance you will find yourself in a legal battle.
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