Integrity First Insurance Blog

Do these 5 steps before your teen gets their driver's license

on Jan 24, 2020 11:15:54 AM By | Alexa Steffes | 0 Comments | comprehensive coverage teen driver discounts telematics driver safety
If you’re the proud parent of a 14 or 15-year-old, you may be counting down the days until they get their license. Maybe you’re apprehensive about them driving, or you’re eager for them to have more independence (no more soccer practice drop-offs, finally!). Either way, it’s a huge milestone in your teen’s life, one that often comes with a hefty price tag.
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"Full Coverage" is a myth and other Auto Insurance FAQs

What is “Full Coverage”? Though it is a term used often in insurance, there is really no such thing as “Full Coverage.” Often times when that phrase is used, it simply refers to having optional coverages on your vehicle in addition to the liability coverage that is required by law. Since every insurance carrier offers different coverages, there is no common grouping of coverages that falls under the term “Full Coverage.”
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Pay only for what you need? This is why you need Uninsured Motorist coverage.

One of the most common questions I hear is: Do I really need uninsured motorist coverage, isn’t that why I have health insurance?
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Food delivery drivers need to understand these three things

Here are three important details every food delivery employee should know: “Full coverage” is a commonly used term but doesn’t really exist when it comes to your auto insurance “Rideshare” as defined by your insurance company can sometimes also include food delivery Most auto insurance policies specifically exclude coverage for any damage that occurs in the course of delivery, whether food or other goods If you finance your vehicle, you’ll be required to have liability, comprehensive and collision coverages. This is often regarded as “full coverage”, but that can mean different things for different people based on circumstances. Unless you specify that you’re performing rideshare activities, your personal insurance might not cover an accident while delivering food.
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When did having proper coverage stop being important?

on Nov 15, 2019 4:05:40 PM By | Jason Stowell | 0 Comments |
This is the question we ask ourselves often here at Integrity First. Even though we work in the insurance industry, we’re also consumers and we can see the saturated, price-driven marketing such as:
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Do these three simple steps for a better ski season

on Nov 8, 2019 10:40:07 AM By | Alexa Eudis | 0 Comments | ski ski season ski injury ski accidents winter fun winter sports
Ski season is just around the corner. Most resorts are scheduled to open in this month or early December. While many of us are getting ready to break out our winter gear and wax our skis or snowboards, it’s also the time of year when the liability risk skyrockets.
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Do I really need to insure my summer toys during winter?

It may seem like a good idea to cancel your boat or motorcycle policy in the off-season this winter to save some money but, it can end up costing you more in the long run if you do that.
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How can I get homeowners insurance with a Restricted Breed dog?

Here at Integrity First, loving dogs is basically a requirement to be hired. We take turns bringing our fur babies into the office, and support the local animal shelter down the street by volunteering and donating for each referral we get. We also sponsor a kennel and help promote the resident pup in our kennel to help them find their forever home.
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Read this guide if you're sending your kid to college

on Aug 15, 2019 9:44:41 AM By | Alexa Eudis | 0 Comments | homeowners insurance college auto insurance students college students
This time of year is always exciting for parents. School is getting ready to start (or already started for some), and many parents are packing up their recent high school graduate and sending them to college. This is the start of many big life changes for everyone, which can also bring a lot of stress and questions. As a parent, an important question you may not be thinking about is: What insurance coverage should be in place before they go off to college?
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Does working from home affect my homeowners insurance?

Telecommuting (working from home) is growing in popularity. According to Global Work Play Analytics, the number of U.S. workers who do at least 50% of their work at home or some location other than a central office grew by 115% between 2005 and 2015. As of 2015, there were approximately 4 million telecommuting professionals. Though not everyone can work from home, 56% of U.S. employees have jobs that are telecommuting compatible, meaning there is room for growth.
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