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Integrity First Insurance Blog

If a tree falls, who will pay for it?

When the summer storms roll through, a lot of questions arise about what your policy will cover if a tree falls. There are two main situations we get questions about: if a tree falls on your property, and if a tree falls on someone else’s property. Unfortunately, there is not one simple answer to both of those questions, so I’ll answer each separately.
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If you live in Colorado, many insurance companies now require an auto policy in order to buy a homeowners policy

Rates are rising Anyone with auto or homeowners insurance in Colorado has probably seen their insurance premiums steadily increasing over the past few years, I know I have. I work in the insurance industry, but that doesn’t make me immune to those same rate increases. My policies have increased for 3 years in a row, and I haven’t filed a single claim. To understand more about why the rates are increasing in Colorado, read our blog: 5 reasons why insurance rates are going up in Colorado. 
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Thinking of making your home an Airbnb or VRBO property? Check this out.

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2019 Guide to Hail Season in Colorado

on Apr 26, 2019 3:19:19 PM By | Alexa Eudis | 0 Comments | hail season hail hail in Colorado hail claim hail and insurance
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5 mistakes to avoid when changing insurance companies

DOWNLOAD PDF VERSION Here are 5 mistakes to avoid when changing insurance companies 1. Failing to compare coverages Many agents will tell you that they are offering “apples-to-apples” coverage. The truth is, that doesn’t exist in insurance. Every insurance company offers different coverages with varying limits and conditions associated with the policy, so one company can’t truly match coverage offered by another company.
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10 ways to get the best insurance rates in Colorado without losing coverage

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Do you know these 10 insurance terms?

on Mar 22, 2019 1:54:44 PM By | Alexa Eudis | 0 Comments | insurance terms insurance speak confusing insurance terms
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What risks come with the excessive snow in North Dakota and Minnesota?

on Mar 8, 2019 1:48:34 PM By | Alexa Eudis | 0 Comments | Minnesota home damage from snow winterize North Dakota
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Will my insurance cover me if I drive for Uber or Lyft?

on Feb 25, 2019 5:06:48 PM By | Alexa Eudis | 0 Comments | Insurance for Lyft Uber Lyft Insurance for Uber
Driving for Uber or Lyft is a great way to make a little extra money, especially since there are very few limitations regarding the vehicles and drivers that are eligible to drive for those companies. Although both companies do require that you have your own insurance on your vehicle, many people don’t really know when their insurance stops covering them and when Uber or Lyft’s insurance starts covering them.
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How does homeowners insurance work in Colorado?

Dwelling value vs. market value: What are you insuring? With home values steadily rising in Colorado in recent years, we have gotten many questions about why the dwelling limit listed on the homeowners insurance is lower than the market value of the home. Many homeowners are concerned that their home is underinsured since they could sell it for more than what the dwelling is insured for. With spring coming up and the real estate market starting to pick up again, it might be a good time to explain what home buyers are actually insuring.
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