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Colorado Insurance Blog

The Difference Between Classic, Historic, Vintage, and Restored Automobiles

Classic cars can be a joy to view and a pleasure to own. They may also prove to be a good investment. This makes classic cars increasingly important to properly insure.

Insurance on these older vehicles can be a bit more complex than on your daily driver. It may be impacted by its real value, how and how long the vehicle is in storage, and how often it is driven and shown.

There are many ways to describe these older cars, and while some terms are used interchangeably, others are specific to certain qualities. Many terms are associated with the specific age of the car.

Understanding Classic Cars

Collectible Cars

This is a broad term for cars that are unique or rare and are likely to increase in value. A rare new car could be considered a collectible. A collectible car doesn’t necessarily have to be old.

Vintage Cars

This is generally considered to be a car that was manufactured between 1919 and 1930.

Antique Cars

Vehicles are considered antiques once they become 45 years of age. Surprisingly, many cars made in the 1970s are now antiques.

Classic Vehicles

Classic cars are those that are 20 years old or older. Cars that were made in the early 2000s are now considered classics.

Historical Cars

These are cars that are 25 years old. They may also qualify for historical license plates. The term is also used when describing an older car with historical significance. These can include vehicles owned by movie stars or presidents or those involved in a historical event.

We Are Here To Help

At Integrity First Insurance in Colorado, we serve owners of all kinds of classic cars to properly insure their vehicles. We will discuss your vehicle, your investment in it, and its “real” or actual value. This can be considerably higher than its traditional book value. We can make sure how the car is driven, used, and stored are also factors that are considered.

Classic cars are exceptional. Integrity First Insurance will help you insure yours. Contact us to talk about your Colorado classic car and to get a quote. We look forward to assisting you.

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