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Colorado Insurance Blog

What does renters insurance cover?

Renters insurance from Integrity First Insurance is coverage designed to protect renters from potential financial losses and liabilities that may be incurred during the rental process. This type of insurance policy can cover a variety of events in Colorado, including damage caused by natural disasters, theft, vandalism, and more. 

What does renters insurance cover?

Renters insurance typically covers the cost of replacing personal belongings in the event of theft or damage from an insured peril. This includes items such as clothing, furniture, electronics, and other valuables in your home. Depending on the policy limits, it may also cover additional living expenses if your rental unit is uninhabitable due to a covered event. 

Other types of coverage offered through renters insurance include liability protection, medical payments to others, guest medical protection, and additional living expenses.

Liability protection can help pay for legal defense costs if you are sued due to an accident on your property or a lawsuit alleging property damage or bodily injury caused by you or someone in your family.

Medical payments to others can cover medical treatment that you or a member of your family causes another person while guest medical protection will cover medical payments for visitors injured in your rental property.

Additional living expenses can help pay for lodging and food if you are displaced due to a covered event. 

Reach Out To Us

Renters insurance offers peace of mind knowing that you are financially protected in the case of unexpected events occurring at your rental property. Be sure to speak with an insurance agent from Integrity First Insurance about what type of coverage best suits your needs so you have complete coverage against potential losses. We are proud to serve Colorado residents and would be glad to help you find a policy that suits your needs and budget.

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