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Colorado Insurance Blog

Does Colorado require specialized insurance for classic cars?

Colorado classic car owners can count on the team at Integrity First Insurance for all of their insurance needs. If you have questions about the right way to protect your classic car, we are here to help. Give us a call today!

Yes, specialized insurance is required for classic cars in Colorado

Owning a classic car is much more than just a hobby, it’s also an investment. Colorado requires that owners of certain types of cars carry specialized insurance. These include antique and classic cars, custom cars, and certain sports cars. If you own a specialty car, you will need to secure a specialized policy.

There are a number of different options that are available in our state, and we can help provide information to make your selection process more streamlined. Factors to consider when selecting your specialized classic car policy are the value of the car, how often and how far you drive it, and where and how it is stored. 

A classic car does not typically function like a vehicle that is primarily used for transportation. This means that typical metrics such as the length of your daily commute won’t be a factor when you are selecting your specialized policy. There are a number of other factors that your insurance carrier will ask about in determining the risk associated with insuring your classic car. Be sure to work with an agent who understands these vehicles and their unique insurance policy needs. 

Find out more today!

Integrity First Insurance is the team to call for all of your insurance needs in the state of Colorado. We are here to help all of our clients, no matter how specialized their insurance needs might be. Contact our office today to find out more. 

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